first_imgBSNL is capatalising on the ongoing ICC Cricket World Cup 2019 craze and has announced a fibre broadband plan for consumers that brings free Hotstar subscription. The Superstar 300 plan has been launched offering 300GB data per month at 50Mbps speed for a monthly rental of Rs 749. But the main highlight of this new plan is the addition of free Hotstar subscription, that will give subscribers full year access to Hotstar’s premium content.The launch of the new BSNL Superstar 300 plan right now is no coincidence. BSNL has been trailing behind other telcos when it comes to offering a bundled streaming subscription with fibre broadband plans. The company said that it has launched the Superstar 300 plan for cricket fans who want to watch the ICC Cricket World Cup, Telecom Talk reports.Hotstar, as you may know, is the official streaming partner for the ICC Cricket World Cup 2019 in India. The streaming platform has recorded record-breaking viewership during this year’s cricket season that included the IPL and the ongoing World Cup 20190. With millions of fans turning to the streaming platform to watch the sporting event, it makes sense for BSNL to launch a plan that capitalises on this.”Cricket matches today are being viewed more & more on mobiles, desktops and Smart TVs, and customers will seek high data speeds. Our partnership with Hotstar Premium has started at the right time when sports entertainment is at its peak, and we want to bring the best offers to our customers with SUPERSTAR 300, to celebrate this mega sports season,” Anupam Shrivastava, CMD, BSNL told Telecom Talk.advertisementBSNL’s new Superstar 300 fibre broadband plan will be available in all circles across India. To avail this offer, BSNL fibre broadband subscribers will need to call 18003451500 from their number.Earlier this year, BSNL had announced free Amazon Prime membership for select Bharat Fiber customers. Other telecom operators have also been offering similar bundled subscription offers over the past few months. Airtel, for example, recently announced free Zee5 premium subscription for Airtel Platinum customers, and free Netflix access for three months on the base Rs 500 plan for select postpaid users. Vodafone has also been offering free Amazon Prime membership on select postpaid plans for a while now.ALSO READ | Vodafone announces new family postpaid plan for Rs 999, offers 200GB data with one year Amazon Prime subscriptionlast_img read more

first_imgzoom German asset and investment management company Ernst Russ informed that its first half of 2017 financial performance was in line with expectations.Revenue for the first half of 2017 increased year-on-year from EUR 17 million to EUR 20.8 million. Revenue in the shipping management more than doubled from EUR 4.1 million to EUR 8.6 million.As operating earnings increased to EUR 2.1 million from last year’s EUR 0.6 million, and net income was at EUR 3.1 million, against EUR 0.8 million seen in the first half of 2016, the company said that its “positive trend of recent years has continued.”Ernst Russ explained that the basis for an improvement in performance is the strategic, systematic restructuring of the company.“By establishing the new companies Pareto Holding GmbH, Ernst Russ Maritime Management GmbH & Co. KG and EFS Elbe Financial Solutions GmbH, the group can open up exciting new areas of business and complete more transactions in corporate finance and maritime assets,” the company informed.Ernst Russ expects the financial position and financial performance to develop according to plan over the remainder of the financial year and close with positive operating earnings on at least the same level as the previous year.last_img read more

first_imgYoung Nova Scotia adults will be better informed about the effects of excessive drinking through a public education campaign being launched as part of Addictions Awareness Week, Nov. 19-25. The campaign, being launched by the Department of Health Promotion and Protection and aimed at 19- to 29-year-olds, explains the physical impact of alcohol, provides advice on safer drinking approaches, and offers tips on how to recognize alcohol poisoning. The campaign also includes contact information for addiction services. “Our research shows young adults want relevant and objective facts about extreme drinking and practical tips that can help them make good decisions,” said Health Promotion and Protection Minister Barry Barnet. “That’s what this campaign does.” Research in 2005 indicated that alcohol consumption among young adults in Nova Scotia is supported by a subculture that glamorizes drinking, intoxication and alcohol-related consequences. Research indicates that young adults plan their over-drinking, but not how to deal with its impact. Most young adults were familiar with alcohol poisoning, but few knew the consequences of acute or chronic over-drinking, or what to do in an emergency involving alcohol. Young adult Nova Scotians also thought drinking and driving among their peers was still the norm, although they acknowledged that it was not considered socially acceptable. Health Promotion and Protection will follow up with a representative sample of 19- to 29-year-olds to see whether the extreme drinking public education campaign had an impact on their behaviour. “This campaign is just one facet of the work we’ll be doing with addiction services throughout the province to change the culture surrounding drinking in Nova Scotia,” Mr. Barnet said. The extreme drinking education campaign is part of the department’s ongoing efforts as it works with stakeholders to develop an Alcohol Strategy for Nova Scotia. In 2004, the provincial government identified harmful alcohol use as an important public health issue. Nearly 20 per cent of Nova Scotians consume alcohol in a way that hurts their health and well-being. It is estimated that the annual health, social, and economic costs of harmful alcohol use in this province is $419 million, or $413 for each Nova Scotian. The campaign is one of many activities planned throughout the province by addiction services at local district health authorities as part of Addiction Awareness Week.last_img read more

first_imgBordeaux- Very few Moroccans give time or money to charity, placing the Kingdom at the bottom of a ranking analyzing volunteer actions in 20 countries.On the occasion of the 8th National Forum of Associations and Foundations which was held in Paris on October 24th, Deloitte consulting group published a report on the implication of citizens in charities. It provides a comparative analysis of associative structures worldwide and provides information on how Morocco can become better by importing the best practices from abroad.According to report, which is based on a study comparative study conducted in 20 countries, public funds account for 37% of Moroccan associations’ budget, while the private share is 37% and 26% comes from grants and donations. Unlike the 52% of Norwegians who give back to their community without asking for anything in return, Moroccans are only 4% to volunteer regularly. Only India and Japan, with only 1%, are behind the Kingdom.© Morocco World News. All Rights Reserved. This material may not be published, rewritten or redistributedlast_img read more

“When I spoke to you in February, I was both excited and worried about the year ahead. The last few months have highlighted the progress and the challenges,” said Nicholas Kay, Special Representative of the Secretary-General for Somalia and head of the UN Assistance Mission in Somalia (UNSOM) as briefed Council members this morning. “The world should not squander this opportunity. We need to reinforce success with increased engagement and resources in the coming months.”Mr. Kay said momentum had been regained on efforts to achieve political progress, pointing to work by federal, regional and local leaders, parliamentarians, and people from all walks of life to build a State through dialogue and reconciliation, and top-level commitment to deliver Somalia’s Vision 2016 plan, as well as commitment to several other important targets the Government set.“The prevailing environment of mistrust accumulated over 25 years makes the task difficult and painstaking,” he said. “But it must continue, and deserves our sustained support.”He expressed concerns about a lack of progress on the constitutional review process and about the timetable for elections in Somaliland, which were due next month, while the National Independent Electoral Commission would work in a compressed timeline to discharge its duties, albeit with the support and advice of the UN.The UN would also work with the African Union (AU), the Intergovernmental Authority for Development (IGAD) and European Union member States on forming Interim Regional Administrations that ensure inclusivity for women, minorities and youth. The mandate of UNSOM remained highly relevant and it would evolve as progress on federalism proceeded, with, for example, work in the country’s regions becoming increasingly important.On the economic front, Mr. Kay said he was encouraged by work to support implementation of the New Deal Somali Compact, including approval of seven projects worth $100 million within the UN Multi-Partner Trust Fund. However, only 10 per cent of funds pledged through the Compact architecture were committed and Somalia’s financial system remained high risk. Nonetheless, steps were being taken within the New Deal framework to ensure robust oversight of overall governance.“There is still a long way to go,” he said, “but I am pleased to report that a Treasury Single Account is now in place, creating a single channel for national revenues and payments.”He drew attention to an “alarming” humanitarian situation, stressing the need for “constant attention” to the issue in the form of adequate funding as well as continuous upgrades to our analytical and forecasting capabilities and systems. “One third into the year, the Humanitarian Appeal is only 12 per cent funded, having received only $100 million of the $863 million needed.” He said. “The situation could be further compounded by a poor rainy season, the closure of the Somali remittance operators and an escalating conflict in Yemen. As of 14 May Somalia has received 6,949 arrivals since 27 March. The vast majority – around 92 per cent – are Somali nationals of whom many have refugee status in Yemen.”Noting the need for progress on human rights, he said Somalia would take part this year in the UN Human Rights Council’s Universal Periodic Review, stressing his concerns about a marked recent increase in executions and death sentences, despite commitment to a moratorium, as well as continued presence of threats and intimidation to journalists.The security of around 1,400 UN staff in Somalia was a priority, he said, particularly in the context of an attack in Garowe on 20 April, which killed four UNICEF staff and three Somali guards. He thanked the Council for supporting expansion of the UN Guard Unit, especially important since the Mission established offices in Mogadishu city.“This is the first time a Security Council mandated mission has operated from outside the airport zone since 1995,” he said. “With so much at stake between now and 2016, we can expect Al-Shabaab to do everything it can to derail the political process. Renewing the joint Somali and AU offensive against Al Shabaab is an urgent priority.”Maman S. Sidikou Special Representative of the Chairperson of the African Union Commission, also stressed the importance of such action, underlining the fact that the recent joint AU-UN peacekeeping benchmarking mission had highlighted the need to maintain the African Union Mission in Somalia (AMISOM) troop surge until the end of 2016 at least, with that date also cited as the earliest at which a UN peacekeeping force could be deployed.Successes in recent AMISOM and Somali National Army (SNA) joint offensives opened up space for stabilization efforts in recovered areas but continued asymmetric warfare tactics by Al Shabaab undermined the force’s effectiveness and with it the population’s confidence. Force enablers and multipliers, such as helicopters, authorized under UN Security Council resolution 2124 (2013) were lacking and reduced the agility and flexibility needed to counter Al Shabaab’s tactics.Mr. Sidikou also addressed the AU’s report on allegations of sexual exploitation and abuse by AMISOM soldiers, noting that two of the allegations made were proven and that the investigation made several observations and recommendations to strengthen existing mechanisms to address abuse.He pointed to specific actions taken in response, including development of a Whistle-blower’s policy expected to be passed by the AU’s policy organs this year, as well as preparation of a draft Annex to the existing Memorandum of Understanding between the AU Commission and the troop and police contributing countries aiming to make responses to any future allegations more robust.“We will continue to respect the dignity of all Somali women and girls and to uphold the religious and cultural values of Somalia as AMISOM continues to implement its mandate to restore peace and stability in the country.” Mr. Sidikou said. “[I] reiterate AMISOM’s leadership commitment to enforcing the AU’s ‘zero tolerance’ policy.” read more

The Ohio State-Michigan rivalry is one of the greatest in all of sports.  It has become so on the back of the greatest of players making the greatest of plays.There is no surer way for a Buckeye football player to enshrine himself in Ohio State lore than to shine on this biggest of all stages.Careers are made. Legends are born. Old men sit on their front porches speaking of such players in reverent tones.Who from this year’s football team can etch their name on the list of OSU-Michigan heroes? Daniel “Boom” Herron? Cameron Heyward? Terrelle Pryor? First, here’s a look at the pantheon of greats that they would be joining.Chic HarleyChic Harley is widely considered the man who put OSU football on the map.  The three-time All-American played halfback, quarterback, end, safety and was both punter and kicker during his career at Ohio State. With a resume like that, it would have come as no surprise if he had dotted the “i” at halftime.After the 1916 and 1917 seasons, Harley left school for a year to fight in World War I. In his 1919 return season he led the Buckeyes to their first victory over Michigan. His four interceptions in that game still stand as an OSU record and his legacy was cemented. The Horseshoe is still regarded as ‘The House that Harley Built.’Howard ‘Hopalong’ Cassady“Hopalong” Cassady led the 1954 OSU team to a 10-0 record and a national championship.  He followed with another fantastic season which was capped off with a huge performance against Michigan. In his last collegiate game, Cassady keyed the Buckeyes’ first victory in Ann Arbor since 1937 and dashed the Wolverines’ Big Ten Championship and Rose Bowl aspirations.After a Cassady punt return got the Buckeyes started with good field position, he scored the game’s first touchdown with a run off the right guard and continued to pound away at the Michigan defense to secure the 17-0 victory. OSU coach Woody Hayes would call it, “The greatest game Ohio State has ever played for me,” high praise from the gruff coach.Cassady would win the Heisman Trophy that year by the largest margin in voting history.Jim OtisJim Otis was the OSU fullback from 1967 to ‘69. From the fullback position, which is normally known for its blocking role, Otis led the Buckeyes in rushing every season of his college career.During the 1968 Michigan game, Otis scored four touchdowns against the Buckeyes’ archrival in a 50-14 rout. It was the game made famous by Hayes’ response to a question about why he chose to go for two in a game in which he already had a 36-point lead: “Because I couldn’t go for three.” Otis’ four touchdowns are still tied for the most scored by an individual Buckeye player in The Game.Tom KlabanOne might think that a list of OSU-Michigan greats would be incomplete without two-time Heisman Trophy winner Archie Griffin, who had a 3-0-1 record against the Wolverines. But Klaban indisputably carried the Buckeyes in the 1974 game, when he scored all of OSU’s points in the game by kicking four field goals to give Ohio State a 12-10 victory to end Michigan’s 21-game winning streak.Chris SpielmanSpielman, a two-time All-American during his career at Ohio State, is the prototype of a hard-nosed linebacker. He still holds many career and single-season records for tackles at OSU. But it was his 29 tackles in the 1986 OSU-Michigan game that earned him a spot on this list.The 1986 game, as it had many times in the past and would many times in the future, decided the Big Ten champion and Rose Bowl representative. It was a back-and-forth affair that wasn’t decided until the game’s final minute. Even in defeat, Spielman’s performance would stand as one of the greatest defensive displays in OSU history, causing OSU coach Earle Bruce to remark, “This is the way it should be.”Joe GermaineAs John Cooper limped into The Game in 1998 with a 1-8-1 record against the Tom Brady-led Wolverines, it was clear that the Buckeyes needed to take off the kid gloves offensively to earn a victory. Joe Germaine, who had previously spent the bulk of his OSU playing career splitting time with Stanley Jackson, delivered.The diminutive, fresh-faced kid who had transferred from a community college in Arizona looked to the casual observer as though he would fit in better in a physics lab. But the Rose Bowl hero threw for 330 yards against the Wolverines, 217 of which went to David Boston, in a 31-16 victory that gave Cooper his second and final victory over the team up north.Troy SmithSmith, once predicted to be Justin Zwick’s backup for four years, had two of the most electrifying performances in OSU-Michigan history. In 2004, Smith’s 341 passing yards, 145 rushing yards and two touchdowns led the Buckeyes to a 37-21 victory.In 2006, the game meant more than perhaps it ever had. Each team carried an 11-0 record into the matchup and there was much on the line, including a trip to the BCS Championship game.Smith paced the Buckeyes with 316 passing yards and four touchdowns in a game in which he clinched the Heisman Trophy with a nail-biting 42-39 victory.On Saturday, OSU coach Jim Tressel hopes another of his players will step into the spotlight and join the list of heroes of The Game. read more

first_imgUsually people use high speed cameras to shoot something that is moving very quickly, like a speeding train, but it turns out that if you shoot from something moving at high speed, the results can be mesmerizing. The video above was shot from–you guessed it–a speeding train while collecting images at 210 frames per second. They are played back at 30 frames per second, creating the slow-motion effect we all know and love.The video was shot with a $300 point-and-shoot camera, the Casio Exilim FH20. The camera doesn’t record sound when filming high-speed, but the movie doesn’t need it anyway. (Though this track could work well in there.)Read all about the post and how it was made here. There are lots of interesting tidbits about the video and the previous attempt.via kottkelast_img read more

first_imgWASHINGTON — Congress’ approval rating hovers around 15 percent, but there’s one group of people excited about the institution: the newly elected lawmakers who are about to join its ranks.The House will welcome 58 freshmen this coming week, including 43 Republicans and 15 Democrats, pushing the GOP majority to 246 members, the most since the Great Depression.In the Senate, 13 new lawmakers, all but one of them Republican, will be sworn in, flipping control of the chamber to the GOP with a 54-vote majority.The incoming classes will bring new gender and racial diversity to Capitol Hill, with 104 women in the House and Senate and close to 100 black, Hispanic and Asian lawmakers. The newcomers include the youngest woman elected to Congress, 30-year-old Elise Stefanik of New York, and the first black Republican woman, Mia Love of Utah.As the new members prepared to arrive on Capitol Hill, several said they brought hopes of curbing the often partisan atmosphere in Washington, showing the public that they really can govern and, just maybe, getting Congress’ approval rating back up past 20 percent.last_img read more

first_imgThe Pensions Regulator (TPR) is prosecuting the former chief executive officer and chairman of charity Yateley Industries for the Disabled on suspicion of defrauding the organisation’s pension scheme.Patrick McLarry, 70, has been accused of transferring more than £250,000 from Yateley Industries’ pension scheme between April 2011 and September 2013, when he was acting as the charity’s chief executive officer and chairman. He is facing a charge of fraud.His wife, Sandra McLarry, 59, is also being prosecuted by TPR on four charges of money laundering, conducted during her time as the secretary of Yateley Industries’ board. This is the first time that TPR has brought a prosecution for this offence.Fraud by abuse of position is an offence under section 1(2)(c) of the Fraud Act 2006; this carries a maximum sentence of 10 years’ imprisonment. Money laundering is illegal under section 327 of the Proceeds of Crime Act 2002 and has a maximum sentence of 14 years of imprisonment.The Patrick and Sandra McLarry have been summonsed by Basingstoke Magistrates’ Court to appear on 19 March 2019.Hampshire-based Yateley Industries works to help increase the opportunities for people with disabilities in employment.Yateley Industries was unavailable for comment at the time of publication.last_img read more

first_img“I’m proud of our collective performance during a period of broad media sector change,” Carey added in his own memo Monday. “Thanks to you, we have outperformed our peer set, completed acquisitions large and small, constantly reimagined our print business models, built a highly profitable digital business, launched many new joint ventures, more firmly linked our U.S. and international owned-and-operated units, and further diversified our B2B operating companies.”Carey added that he has been accepted as a fellow at Harvard University’s Advanced Leadership Initiative, a one-year “cross-University program designed around social impact.”This is a developing story. David CareyMonths after a $200 million acquisition of one of his company’s largest competitors, David Carey has revealed plans to depart Hearst Magazines following eight years at the division’s helm.Hearst Corp. CEO Steven Swartz informed staffers this morning that Carey will step down as president of Hearst Magazines at the end of 2018, after which he will spend a year as chairman while the company searches for a successor.Prior to joining Hearst and assuming command of a portfolio containing the likes of Cosmopolitan, Good Housekeeping, and Esquire, Carey spent several years at Condé Nast, including seven as VP and publisher of The New Yorker. His tenure at Hearst saw the launches of Dr. Oz the Good Life, HGTV Magazine, and The Pioneer Woman, as well as the landmark acquisition of Rodale Inc., which brought in titles like Men’s Health, Women’s Health, and Prevention, among others.“The magazine business worldwide, like all print media, faces change and challenge, but it’s an industry we’ve led for more than 100 years and we will continue to do so,” wrote Swartz in the memo to staffers. “Under David, we have become a preeminent global digital publishing company while continuing to launch innovative print editions.”In a company-wide letter issued in December, Carey reported a slight decline for the magazine group in 2017—following four straight years of earnings growth—and vowed to “further expand the perimeter of the Hearst Magazines Group in 2018,” including online, where Hearst’s U.S. brands, combined, average 1.4 billion monthly page views.last_img read more

first_imgApple will still fix broken iPhones even if you had an unofficial battery installed. James Martin/CNET Apple has reportedly changed its rule about fixing iPhones with unauthorized batteries in them, according to French tech news site iGeneration and MacRumors. The policy was reportedly updated on Feb. 28, and it allows Apple employees to repair broken iPhones even if you replaced the device’s battery with a third-party model. This is a major shift in policy, if true — Apple has previously refused to service any iPhone with a third-party battery no matter the issue. The change is similar to that in 2017, however, when Apple loosened its restriction on repairing iPhones with third-party displays.Citing internal documents from “three reliable sources,” MacRumors reported that if the issue is battery-related, Apple will replace the third-party battery with its own battery for a fee. If your iPhone has other unofficial components, however, such as microphones and sensors, Apple can still refuse service. Apple did not immediately reply to a request for comment.Replacing an iPhone’s battery with a fresh one is one of the more common fixes to boost the performance of old devices. In January 2018, Apple launched a program to replace old batteries for $29 after many users experienced a significant slowdown with their iPhones (batteries for iPhone X and later models cost $69). A year after the program started, Apple had reportedly replaced 11 million iPhone batteries. Sep 1 • iPhone 11, Apple Watch 5 and more: The final rumors Here’s every iPhone ever made from 2007 to today reading • Apple will now fix iPhones even if they have third-party batteries, report says 48 Photos Phones Now playing: Watch this: Comments Tags See All Aug 31 • Best places to sell your used electronics in 2019center_img Aug 31 • Your phone screen is gross. Here’s how to clean it • Aug 31 • iPhone XR vs. iPhone 8 Plus: Which iPhone should you buy? Best options to replace your iPhone battery Share your voice 1:45 3 Apple Applelast_img read more

first_img Comments From the Oscars to Sundance, we’re obsessed with true stories US charges Theranos founder Elizabeth Holmes with criminal fraud Jennifer Lawrence slated to play Elizabeth Holmes in Theranos movie 5 By invoking the name of one of our most revered innovators, The Inventor draws a line through the industrial age right up to today’s Silicon Valley startup culture founded on storytelling and perception as much as innovation. Alongside the thousands of patents with his name on them, Edison invented “fake it till you make it.” A century later, Elizabeth Holmes refined his invention. Silicon Valley’s fast-moving approach is one thing when you’re building an emoji app. It’s something else when you’re talking about self-driving cars, medicine and health care, where real lives hang in the balance. In those high-stakes cases, diligence and safety and accountability are paramount. And those are things that aren’t necessarily a priority among startups racing to scale.When it comes to putting cars on public roads or telling people whether they have cancer, the oft-quoted Valley adage about moving fast and breaking things doesn’t seem like such good advice.”Nobody questions her motives were positive,” Dan Ariely says of Holmes, describing the Theranos situation as a “story of how people became trapped.” But whatever her intentions, the effects of the fraud aren’t felt just in Silicon Valley. The Inventor is a cautionary tale for the way we look at so-called visionaries promising us the world, from businesspeople to politicians. Silicon Valley may see itself as the heart of our culture, but it’s pumping blood through veins and arteries that stretch across the globe — and it isn’t that great at diagnosing its own problems.When you take a dose of The Inventor, you get the instant satisfaction of seeing rich guys looking stupid. But it’s the side effects we should be worried about. 77 Photos HBO Tags TV and Movies Sci-Tech Share your voice This might hurt a little Sundance Festival She dressed like Steve Jobs and talked like she was going to save the world. No wonder wealthy men fell at her feet and investors couldn’t wait to give her money. But there was just one problem with Elizabeth Holmes’ company Theranos: It was all a lie.New HBO documentary The Inventor: Out for Blood in Silicon Valley looks inside the rise and fall of Theranos, a health care startup promising a miracle blood test that was revealed to be a multibillion-dollar fraud. On the face of it, this film could be like the recent spate of Fyre Festival documentaries that encouraged us to point and laugh at rich people screwing up outrageously. But The Inventor, which premiered at Sundance in January and airs on HBO on Monday, explores why this strange true story is more than a case of Silicon Valley schadenfreude.The Inventor is directed by Oscar-winning documentarian Alex Gibney, who, with films like The Smartest Guys in the Room, Taxi to the Dark Side and Going Clear, previously aimed at the likes of Enron, Wikileaks and the Church of Scientology. His documentaries often deal with entrenched, intertwined influence and abuses of power fueled by vast amounts of money. On the face of it, the story of a callow young entrepreneur might seem like a contrast, but the documentary exposes how Theranos and Silicon Valley are built on foundations of entrenched power, money and privilege no matter how much they protest to the contrary.  Elizabeth Holmes in the labs of Theranos, a company she founded with a dark secret. Sundance Elizabeth Holmes dropped out of Stanford to found Theranos, inspired by a desire to help people like an uncle suffering from cancer. Combining the words “therapy” and “diagnosis” she started a company with the intention of revolutionizing phlebotomy, replacing extensive and expensive blood tests with a machine that could divine diseases from a drop of blood. And she didn’t let little things stop her, like the fact that it was impossible. Holmes and business partner Sunny Balwani continued to make grandiose claims — going so far as to fake demos for investors — while even their own staff and engineers told them their vision couldn’t be realized. It wasn’t a lie, it was just that the technology needed to catch up to the dream. A lie had been rebranded as a vision.The documentary highlights how their vision duped high-profile investors, journalists and cheerleaders and points out the importance of stories, even in the calculating world of business. “Stories have emotions,” explains behavioral economist Dan Ariely, “and data doesn’t.”The narrative of a young woman founder determined to do good, with the technological chops to back it up, was just too perfect to resist. From Larry Ellison to Rupert Murdoch to Henry Kissinger to Bill Clinton, a cavalcade of rich older men fell for it. And, apparently, for Holmes. The backing of these powerful figures, including Betsy DeVos, legitimized Theranos. These titans of industry and government wanted to be part of the story. This shielded Holmes and Balwani from scrutiny by press and regulators, but their luck could hold out only so long before they were exposed.Clinton Global Initiative 2015 Annual Meeting - Day 4Former US President Bill Clinton was one of the many rich and powerful people who fell for Elizabeth Holmes and Theranos. JP Yim/Getty Images On the one hand, the story of Theranos is a delicious yarn. Who doesn’t love seeing liars and blowhards get their comeuppance, or wealthy fools and their money publicly parted? But there’s more to it than dunking on rich guys and Silicon Valley douchebags. The company’s chief scientist, Ian Gibbons, took his own life as a result of the lies within Theranos. And real people were put in danger when the company took the product to market too soon. The Theranos case exposes dangerous cracks in the foundation of modern business, especially the technology sector. Appropriately enough, the vaunted Theranos all-in-one testing device was named the Edison. The documentary cites Edison as the first celebrity businessman, a genius at marketing as much as technology. Edison knew how to tell a good story, casting himself as the main character, and he too promised more than he could deliver. He faked light bulb demonstrations for four years, pretending the technology worked long before his team of engineers worked out how to actually make it so. 2019 movies to geek out overlast_img read more

first_img The Jeep Flatbill pickup is ready for dirt bike adventures J6With a pickup finally returning to lineup, Jeep is tinkering around with the idea of a short cab, long bed truck in the J6 concept. Based off the Wrangler Unlimited’s 118.4 inch foundation, designers looked to the 1978 Honcho for styling inspiration for the two-door pickup. It’s covered in a sharp Metallic Brilliant Blue paint color that’s a hot-rodded interpretation of an original 1978 hue. Fender and tailgate badging are also done up in vintage font. Look closely and you’ll likely be able to pick some Gladiator parts like the hood and front Rubicon bumper that’s been modified with 2-inch steel stinger bars for additional off-road protection. At the sides, the Gladiator rock rails have been shored up with 2-inch steel tube extensions. Out back, the 6-foot bed (12 inches longer than the stock Gladiator) features a spray-in bedliner and carries a prototype steel roll bar and spare tire carrier capable of holding a 37-inch tire. One thing that shouldn’t be an issue is trail driving at night with a total of 10 5-inch LED lights scattered about the J6’s exterior each capable of producing 4,800 lumens. jeep-j6-36Enlarge ImageA two-door Gladiator? Yes, please. Jeep Dressing the interior are Katzkin leather seats with body-matching blue accent stitching and a handful of Mopar accessories including a pedal kit, all-weather floor liners and door sill plates. A prototype removable hardtop covers the cabin.Raising the J6’s off-road prowess are a production Jeep Performance Parts 2-inch lift kit and big 37-inch BFGoodrich tires mounted on 17-inch beadlock wheels. And finally to draw a little more oomph out of the 3.6-liter engine, a cold-air intake has been installed. 2020 BMW M340i review: A dash of M makes everything better By far the coolest thing about the annual Easter Jeep Safari is that all of one-off concepts that Jeep builds for the event are legit runners. It doesn’t matter if they are a vehicle that has zero shot of going into production, or one that is a rolling display for the latest Mopar parts, all have to be able to handle the off-roading abuse Moab, Utah has to offer.With the 2020 Gladiator bringing a pickup back to the Jeep lineup, it’s not a huge surprise that this year’s concepts are all trucks. There’s some awesome sheetmetal here ranging from nifty throwbacks to some interesting lifestyle-themed examples that provide a sampling of the upfitting capabilities of the newest Jeep. Here’s a closer look of all six concepts. Enlarge ImageThe Wayout’s pop-up tent and canopy will keep you comfy no matter where you end up. Jeep WayoutAs its name implies, the Jeep Wayout turns Jeep’s new pickup truck into the ultimate overlanding vehicle to strike a way out into the wilderness away from civilization. With a Gladiator Rubicon painted Gator Green as the starting point, a 2-inch lift kit is installed to provide additional ground clearance. A set of old-school, 17-inch steel wheels wrapped with 37-inch Falken Wildpeak M/T tires ups clearance further to better clear obstacles. When the going gets real tough, a 12,000-pound Warn winch is also installed on the steel front bumper.Powering the concept is the 3.6-liter Pentastar V6 bolted to an eight-speed automatic transmission that’s for the most part stock. The only exception is that the engine breathes through a Jeep Performance Parts snorkel helping it trudge through water better. Carrying extra fuel isn’t a problem with two fuel cans integrated in the bedsides and on-board air compressor enables people to venture even further off the grid.Once you get to a campsite, the Wayout is equipped with a two-person, roof-top tent perched on a custom bed rack with an integrated ladder for easy access. Setting up a covered sitting area is also easily done with a 270-degree awning. Gear will also make it to your destination safe and dry thanks to the bed’s lockable Decked storage system. Jeep Wayout concept is cushy home away from home 2019 Ford Raptor review: The off-road truck that does it all FlatbillDrawing inspiration from the motocross lifestyle, the Flatbill is a visually loud take on the Gladiator Rubicon. Named after flat bill baseball hats, the concept wears a vented carbon fiber hood and high fender flares designed after ones found on motocross bikes. A shorter front bumper improves approach angle, while departure angle also increases with redesigned bed lowers and tube rear bumper. The concept’s bed is set up to carry two dirt bikes with loading and unloading made easier by the removal of the tailgate in favor of slide-out ramps. Allowing the Flatbill to transport the motorcycles almost anywhere are Dynatrac Pro-Rock 60 front and rear axles, custom 4-inch lift kit and larger rear bypass shock absorbers. The whole package rides on 20-inch wheels wrapped with beefy 40-inch Maxxis ImageThe Flatbill comes with a pair of dirt bikes in its bed. Jeep Inside, the Flatbill’s floor boards are covered in yellow bed liner and seat inserts trimmed with motocross jacket material. Along with wild dashboard graphics and yellow accent stitching, designers aimed to give the surroundings a bright and hip vibe.Powering matters is the Pentastar V6 engine working with an eight-speed automatic gearbox. To up power slightly, a Mopar cold air intake system is installed. The Jeep JT Scrambler is a cool 1980s throwback Gladiator GravityEven though the Gladiator Gravity is called a concept, it’s something customers can build today by raiding the Jeep Performance Parts catalog with a spare $8,000. With the exception of some of the custom graphics, all of the pieces used on the rock climber-themed Gravity are among the more than 200 parts available at launch.To add hauling flexibility, the Gravity features a couple of slick systems. The first being a cargo carrier basket that mounts to Mopar cross rails to hold things like tents, folding chairs, rope and other items that can be exposed to the elements. The other is a Decked truck bed system with lockable drawers to keep things like clothes and food secure and dry. jeep-gladiator-gravity-27Enlarge ImageThe Gravity raids the Jeep Performance Parts catalog. Jeep For the ultimate open-air experience, the Punk’N Metallic Orange Gravity wears Jeep Performance Parts 2-inch steel tube doors. A mesh sunbonnet is also installed offering some shade from the sun, while retaining the topless feel. For additional side body protection, tougher and wider rock rails are bolted on, while accessory LED lights amp up night visibility.On the performance front, the Gravity gets a 2-inch lift and 35-inch BFGoodrich tires mounted on 17-inch wheels. Helping the 3.6-liter V6 engine push out a little more power are a cold-air intake and cat-back exhaust system. More From Roadshow Jeep Gladiator Gravity is a concept you can build now 32 Photos Share your voice 28 Photos Jeep M-715 Five-QuarterFollowing last year’s very cool Wagoneer Roadtrip, Jeep found a 1968 M-715 on Craigslist to serve as the foundation for this year’s resto-mod. The “Five-Quarter” name refers to the old Jeep trucks that were one-and-one-quarter ton vehicles. The Gladiator-based M-715 military vehicle was completely redone with the exception of the original frame, doors, windshield and parts of the cab being salvaged, but modified for the concept.On the outside, a carbon fiber front end replaces the old steel panels and the convertible soft-top roof is cut-down 3.5 inches. At the rear, a custom aluminum bed is made up of perforated panels and water jet cut pieces on the sides. Wood slats are used on the floor. For more body protection, functional rock rails and a modified Gladiator Rubicon steel front bumper are installed. The whole vehicle wears a brushed metal finish and rides on 20-inch beadlock wheels covered with 40-inch Maxxis mud terrain ImageThere’s a 6.2-liter Hellcat engine powering this concept. Jeep The cabin adopts new Jeep Wrangler seats without headrests and aluminum, water-jet-cut bits on the dash and door panels. To house the transmission and transfer case, designers used an old 8-71 supercharger to continue the Five-Quarter’s industrial aura inside. Like the Flatbill, the floors are also covered with bed liner.Finally, there’s big power available under the hood with 6.2-liter supercharged Hemi V8 delivering 707 horsepower from the Hellcat models. What’s not to like about that? 26 Photos 24 Photos 34 Photos Concept Cars Trucks Car Culture The Jeep Five-Quarter is a killer, Hellcat-powered resto-mod 2020 Hyundai Palisade review: Posh enough to make Genesis jealous Comment 1 Tags 38 Photos The J6 is a modern take on a short cab, long bed Jeep pickup JT ScramblerReturning to the retro-inspired blueprint, the JT Scrambler calls back to the 1982 CJ8 Scrambler for the Gladiator-based concept. The throwback color theme uses Punk’N Metallic Orange and Nacho for the body-side and hood striping over the white paint job. The cabin is covered by a brown freedom top to round out the period correct appearance.Brown continues into the interior with Amaretto Brown Katzkin leather and orange accent stitching used for the seats, dash and armrests. The Jeep grille logo is embroidered into the seatbacks. Mopar pedal kit and all-weather floor mats complete the alterations ImageThe Scrambler has a retro-cool look. Jeep Like many of the concepts, from a function standpoint a spray-in bedliner and a gaggle of LED lights are installed on the truck’s exterior. There’s also a prototype roll bar, but for the Scrambler extends the length of the bed to offer a total of eight tie-down spots to secure cargo. Adding body protection are Jeep Performance Parts rock rails finished with a non-slip coating.Finishing off the Scrambler package are 37-inch BFGoodrich tires mounted on 17-inch bronze slot wheel. A 2-inch lift helps provide the necessary space to run the big rubber and ratchet up ground clearance at the same time. To punch up power, a Mopar cold air intake and cat-back exhaust system are also bolted on. Jeeplast_img read more

first_imgAshley Graham shared a picture from her recent sizzling photo shoot.Ashley Graham, InstagramAshley Graham is not your typical model. However, she is one of the most successful and sought after models in the world. She broke the mold. In an industry where stick thin was in. She was one of the first plus-sized models to make a name for herself and show the world that curves are indeed beautiful.She has one of the most admired figures in the modeling world because she is not stick thin but instead has sensual curves that have become the ideal pin-up image ever since Kim Kardashian and Jennifer Lopez changed the way women’s bodies are viewed.Reportedly, while enjoying a vacation along the Amalfi Coast in Italy, the gorgeous model showed off her curves in several bathing suits from her line Swimsuits For All. She went on to tease fans some more before digging into a vanilla ice cream cone. Well, she sure knows how to fight the heat for sure.Ashley Graham seemed to be having fun with her husband. Recently Ashley reportedly spilled the secret to her happy marriage to cinematographer and director husband Justin Ervin.And it’s quite simple: ‘Just have sex!’  Ashley GrahamAshley Graham InstagramSpeaking to ELLE magazine, the 31-year-old said: ‘Have sex all the time. Even if you don’t feel like it, just have sex. I have found that if we haven’t had sex, we get snippy, and then if we are having sex, we’re all over each other. For us it’s like, “Oh, let’s have sex.” And then we’re just right back in a great mood.’Ashley explained that she and her husband held off from sex before marriage.’Something that it did for us was build up our friendship, and it also built up our trust and communication. Of course we were sexually attracted to each other; we would make out heavily.All those things were there. I wasn’t worried about, “What’s sex gonna be like with him?” It was more, “Do I trust him? Is he someone I want to be with for the rest of my life?”‘She admitted, however, that she wasn’t a virgin.’I slept with half of New York City,’ she declared.Well, we have to say that that is quite an accomplishment Ashley. You go girl. You can check out the pics here:last_img read more

first_imgThe Xbox One is finally here, and with it begins an era of bug-free gaming and flawless online services. Actually, only the first part of that is correct. In the latest hiccup surrounding the launch of the Xbox One, owners are reporting that after using some salty language in Skype calls and gameplay videos, they have been banned from the apps.The Xbox One subreddit and the official Xbox forums are starting to collect complaints from users who were in private Skype calls where they cursed only to later find they had been temporarily banned from Skype on the Xbox. The error message advises them to “Choose something else to play” because of their past behavior. The same goes for Microsoft’s upload Studio, which is used to share gameplay videos, though reports of this are currently less common.According to affected users, the bans seem to be lifted after 24 hours, but what gives? Is Microsoft forging ahead into a more puritanical era of gaming? While it might be nice to play Xbox Live without having your mother’s moral turpitude discussed on a regular basis, this is probably a mistake. The error message has some odd syntax and wording, so it might have been intended for use in games when harassment or abuse has taken place.Temporarily banner gamers who contacted Microsoft about the bans were told their Live accounts were in good standing. Indeed, there is nothing in the Xbox terms that prohibits mature language in Skype or gameplay videos. Still, it raises the question, how closely is Microsoft listening to what you say?A lot of games contain some pretty adult language too. Microsoft has yet to respond to the issue, but you might want to be on your best behavior in the meantime.last_img read more

first_imgLast night, LeBron James put the Cavs franchise on his back and dragged them to the Finals with another jaw dropping playoff performance in Game 7, on the road in Boston. While LeBron has been adding to his playoff legend with mythic performances and clutch shots this offseason, Kevin Durant has been all but invisible late in the fourth quarter of two close Western Conference Finals losses to Houston. All while surrounded by a supporting cast of all stars.Despite the growing contingent of media and fans claiming that Durant had surpassed LeBron as the best overall player in the NBA following Golden State’s Finals win over Cleveland, James’ legendary playoff run has shown KD is still a distant second to The King.If the Warriors lose Game 7 tonight, and Durant continues to be invisible late in the game, Colin doesn’t ever want to hear KD’s name uttered in the same sentence as LeBron ever again when discussing the league’s best player. The debate should be permanently discontinued. No more excuses.last_img read more

first_img Videos | RSNA | December 01, 2013 RSNA Update 2013 – Sunday Dec 1 Greg Freiherr speaks from the show floor on day one of the 2013 annual meeting of the Radiological Society of North A read more Videos | Radiation Dose Management | March 10, 2014 Dose Management GE Healthcare is dedicated to helping healthcare organizations build a roadmap for a comprehensive radiation dose man read more RSNA 2018: Its a Wrap!Video Player is loading.Play VideoPlayMuteCurrent Time 0:00/Duration 0:28Loaded: 35.57%Stream Type LIVESeek to live, currently playing liveLIVERemaining Time -0:28 Playback Rate1xChaptersChaptersDescriptionsdescriptions off, selectedCaptionscaptions settings, opens captions settings dialogcaptions off, selectedAudio Trackdefault, selectedFullscreenThis is a modal window.Beginning of dialog window. Escape will cancel and close the window.TextColorWhiteBlackRedGreenBlueYellowMagentaCyanTransparencyOpaqueSemi-TransparentBackgroundColorBlackWhiteRedGreenBlueYellowMagentaCyanTransparencyOpaqueSemi-TransparentTransparentWindowColorBlackWhiteRedGreenBlueYellowMagentaCyanTransparencyTransparentSemi-TransparentOpaqueFont Size50%75%100%125%150%175%200%300%400%Text Edge StyleNoneRaisedDepressedUniformDropshadowFont FamilyProportional Sans-SerifMonospace Sans-SerifProportional SerifMonospace SerifCasualScriptSmall CapsReset restore all settings to the default valuesDoneClose Modal DialogEnd of dialog window.Close Modal DialogThis is a modal window. This modal can be closed by pressing the Escape key or activating the close button. Feature | December 20, 2016 | Dave Fornell Most Popular Radiology Articles of 2016 on ITN The Imaging Technology News (ITN) website had a record year with more than 1.04 million page views in 2016. read more Videos | RSNA | December 11, 2018 ITN’s RSNA 2018 Coverage Reaches New Records Imaging Technology News (ITN) closed out the Radiological Society of… read more Feature | December 20, 2016 Most Popular Radiology Comparison Charts on ITN in 2016 The product comparison charts created by Imaging Technology News (ITN) are among the most popular content on read more News | June 20, 2011 FDA unveils new global strategy to help ensure safety and quality of imported products Videos | Women’s Health | March 27, 2014 Nancy Cappello Discusses Are You Dense Advocacy at NCoBC 2014 Nancy Cappello, Ph.D., founder/director of Are You Dense, Inc., discusses breast density, Inform Laws and her missio read more News | Radiology Business | March 28, 2018 Imaging Technology News Honored as Jesse H. Neal Awards Finalist Imaging Technology News has been recognized with an award nomination from the Jesse H. read more News | Radiology Business | July 06, 2016 ITN Wins Azbee Award for Journalism Excellence The American Society of Business Publication Editors (ASBPE) handed out its 2016 Azbee Awards for the Upper Midwest… read more center_img Related Content Editor Dave Fornell tries his hand at virtual reality at RSNA 2017. News | PACS | August 06, 2015 IBM to Purchase Merge Healthcare for $1 Billion August 6, 2015 — IBM announced that its Watson Health Cloud will gain the ability to “see” following the planned acqu read more News | February 03, 2014 Metro Imaging Introduces Picom365 Radiology Workflow ScImage Inc. deployed its Picom365 imaging … read more Video Player is loading.RSNA Update 2013 – Sunday Dec 1Greg Freiherr speaks from the show floor on day one of the 2013 annual meeting of the Radiological Society of North America (RSNA).Play VideoPlayMuteCurrent Time 0:00/Duration 5:33Loaded: 3.60%Stream Type LIVESeek to live, currently playing liveLIVERemaining Time -5:33 Playback Rate1xChaptersChaptersDescriptionsdescriptions off, selectedCaptionscaptions settings, opens captions settings dialogcaptions off, selectedAudio Trackdefault, selectedFullscreenThis is a modal window.Beginning of dialog window. 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Video Player is loading.Dose ManagementPlay VideoPlayMuteCurrent Time 0:00/Duration 2:54Loaded: 6.71%Stream Type LIVESeek to live, currently playing liveLIVERemaining Time -2:54 Playback Rate1xChaptersChaptersDescriptionsdescriptions off, selectedCaptionscaptions settings, opens captions settings dialogcaptions off, selectedAudio Trackdefault, selectedFullscreenThis is a modal window.Beginning of dialog window. 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Video Player is loading.Nancy Cappello Discusses Are You Dense Advocacy at NCoBC 2014Nancy Cappello, Ph.D., founder/director of Are You Dense, Inc., discusses breast density, “Inform Law” and her mission to expand screening options for women.Play VideoPlayMuteCurrent Time 0:00/Duration 7:02Loaded: 2.93%Stream Type LIVESeek to live, currently playing liveLIVERemaining Time -7:02 Playback Rate1xChaptersChaptersDescriptionsdescriptions off, selectedCaptionscaptions settings, opens captions settings dialogcaptions off, selectedAudio Trackdefault, selectedFullscreenThis is a modal window.Beginning of dialog window. Escape will cancel and close the window.TextColorWhiteBlackRedGreenBlueYellowMagentaCyanTransparencyOpaqueSemi-TransparentBackgroundColorBlackWhiteRedGreenBlueYellowMagentaCyanTransparencyOpaqueSemi-TransparentTransparentWindowColorBlackWhiteRedGreenBlueYellowMagentaCyanTransparencyTransparentSemi-TransparentOpaqueFont Size50%75%100%125%150%175%200%300%400%Text Edge StyleNoneRaisedDepressedUniformDropshadowFont FamilyProportional Sans-SerifMonospace Sans-SerifProportional SerifMonospace SerifCasualScriptSmall CapsReset restore all settings to the default valuesDoneClose Modal DialogEnd of dialog window.Close Modal DialogThis is a modal window. This modal can be closed by pressing the Escape key or activating the close button. June 20, 2011 – The U.S. Food and Drug Administration (FDA) unveiled a new strategy to meet the challenges posed by rapidly rising imports of FDA-regulated products and a complex global supply chain in a report called the “Pathway to Global Product Safety and Quality.”“Global production of FDA-regulated goods has exploded over the past 10 years. In addition to an increase in imported finished products, manufacturers increasingly use imported materials and ingredients in their U.S. production facilities, making the distinction between domestic and imported products obsolete,” said Commissioner of Food and Drugs Margaret A. Hamburg, M.D. “There has been a perfect storm – more products, more manufacturers, more countries and more access. A dramatic change in strategy must be implemented.” The FDA report calls for the agency to transform the way it conducts business and to act globally in order to promote and protect the health of U.S. consumers. Highlights of the report include four key elements needed to make the change:1. The FDA will partner with its counterparts worldwide to create global coalitions of regulators focused on ensuring and improving global product safety and quality.2. The coalitions of regulators will develop international data information systems and networks and increase the regular and proactive sharing of data and regulatory resources across world markets.3. The FDA will build in additional information gathering and analysis capabilities with an increased focus on risk analytics and information technology.4. The FDA increasingly will leverage the efforts of public and private third parties and industry and allocate FDA resources based on risk.”FDA-regulated imports have quadrupled since 2000,” Hamburg said. “The FDA and our global regulatory partners recognize this new reality and realize we must work proactively and collaboratively to address the challenges we face. The FDA must further collaborate and leverage in order to close the gap between our import levels and our regulatory resources. This report is an important step in ensuring we are able to fulfill our critical public health mission.”The change in strategy will address trends expected to be seen worldwide in upcoming years:• Western economies will increase their productivity to compete with emerging markets and economies, leading to more imports and increased pressure to reinvent manufacturing processes.• Money, goods, data and people will increasingly and more quickly cross borders. Today, a typical U.S. manufacturing company relies on more than 35 different contract manufacturers around the world.• Growing demand, constrained supply, and increased regulatory and social scrutiny will determine what resources are used, how they are used, and the cost. Manufacturers will adopt new manufacturing processes and emerging technologies in response.• Governments worldwide will increasingly be called upon to mitigate the sometimes negative impacts of globalization on their citizens, making the operating environment for companies more complex.The new strategy also builds on changes already set in motion by the FDA. The FDA increased the number of foreign drug manufacturing inspections by 27 percent between 2007 and 2009 and has opened a series of international offices in key locations. FDA has also collaborated with its counterparts in the European Union and Australia on drug inspections, worked to harmonize certain aspects of drug regulation via the International Conference on Harmonization, and joined the Pharmaceutical Inspection Cooperation/Scheme (PIC/S), which is an organization of the drug manufacturing inspectorates from 39 countries. The FDA and other global leaders are also creating an expanded global regulators forum for medical devices. The FDA is also broadening its food safety efforts under the FDA Food Safety Modernization Act (FSMA). This new law creates a new foods safety system, in which FDA has a legislative mandate to require comprehensive preventive controls across the food supply chain and has new tools to hold players in the supply chain responsible. There are also new inspection mandates, including a mandate leading to the inspection of more than 19,000 foreign food facilities in the year 2016.The FSMA recognizes the importance of partnerships in the success of this new food safety system, particularly in the area of imports. For example, importers now have an affirmative obligation to verify the safety of the food they bring into the United States. In addition, the FDA will establish a program for qualified third parties to certify that foreign food facilities are in compliance with U.S. requirements and can require certification as a condition of entry into the United States. As well, FSMA explicitly encourages arrangements with foreign governments to leverage resources.“In order to cope with the fundamental global shifts on the horizon, the FDA will have to substantially and fundamentally revise our approach to global product safety. We can no longer rely on historical tools, activities and approaches,” said Acting Principal Deputy Commissioner of Food and Drugs John M. Taylor, J.D. “Implementing this strategy is vital to the public health.”For more information, visit: FacebookTwitterLinkedInPrint分享last_img read more

first_img Share in Daily Dose, Data, Featured, News American Dream Blacks Hispanics Home Homeownership HOUSING Neighborworks America 2019-07-04 Radhika Ojha 29 days ago 329 Views center_img A significant number of consumers are interested in buying a home. But they find homeownership beyond reach, according to a NeighborWorks America survey.The organization’s National Homeownership Survey revealed that 70% of U.S. adults felt that “buying a home is complicated.” However, 76% of those surveyed agreed that owning a home “increases a person’s financial stability.” In fact, half of these respondents said that they would feel “less financially successful” if they never owned a home.The survey also indicated that the road to ownership was particularly fraught with hardships for minority communities. Additionally, close to one-third of the population (30%) “is not confident in their ability to withstand a financial emergency, particularly minorities (34%).The belief that they lacked the financial planning skills and knowledge was a key factor that’s keeping these communities (especially African Americans and Hispanics) away from homeownership. “As a result, the gap between homeownership and renting still exceeds the overall national average,” the survey said.It indicated that two-thirds of the general population across the U.S. owns a home, compared to one-in-four who rent; among black and Hispanic adults, the gap between owning and renting is much closer with 49% owning a home and 40% renting one.This demographic, the survey found, was also more open to learning about financial planning skills to achieve their American Dream. Sixty percent Black and Hispanic adults expressed more interest in financial planning classes than the general population (40%). This population is also more likely (29%) than the general population (20%) to be aware of education programs in their communities that provide information to potential buyers about the homebuying process.But other financial obligations keep coming in the way of homeownership. While 30% of those surveyed said they are not confident in their ability to withstand a financial emergency, 34% of black and Hispanic adults expressed this lack of confidence, the survey found.Twenty-one percent of black adults said their most important financial goal for 2019 was to pay bills and everyday expenses, with 6% saving for a home as their No. 1 financial goal. Among Hispanics, 20% said paying down credit card debt was their top financial goal for 2019 with merely 8% of this demographic ranking saving for a down payment to buy a home as most important.Click here to read the full survey. That Complex Process Called Homebuyinglast_img read more