first_imgPotential first home buyers say they have other debts to pay off before they can think about taking on a mortgage. Picture: GettyDESPITE what many may think saving a deposit isn’t the most stressful part of buying a first home.A survey of first home buyers found trying to navigate and assess a complicated range of mortgages stressed them almost more than any other part of the process.And it was Queensland buyers who found it the harder than buyers in any other state according to the latest Homebuyer Barometer from homeloans.com.au.Spokesman Will Keall said navigating the maze of mortgages was overwhelming for many first home buyers.Video Player is loading.Play VideoPlayNext playlist itemMuteCurrent Time 0:00/Duration 1:40Loaded: 0%Stream Type LIVESeek to live, currently playing liveLIVERemaining Time -1:40 Playback Rate1xChaptersChaptersDescriptionsdescriptions off, selectedCaptionscaptions settings, opens captions settings dialogcaptions off, selectedQuality Levels720p720pHD540p540p360p360p270p270pAutoA, selectedAudio Trackdefault, selectedFullscreenThis is a modal window.Beginning of dialog window. Escape will cancel and close the window.TextColorWhiteBlackRedGreenBlueYellowMagentaCyanTransparencyOpaqueSemi-TransparentBackgroundColorBlackWhiteRedGreenBlueYellowMagentaCyanTransparencyOpaqueSemi-TransparentTransparentWindowColorBlackWhiteRedGreenBlueYellowMagentaCyanTransparencyTransparentSemi-TransparentOpaqueFont Size50%75%100%125%150%175%200%300%400%Text Edge StyleNoneRaisedDepressedUniformDropshadowFont FamilyProportional Sans-SerifMonospace Sans-SerifProportional SerifMonospace SerifCasualScriptSmall CapsReset restore all settings to the default valuesDoneClose Modal DialogEnd of dialog window.This is a modal window. This modal can be closed by pressing the Escape key or activating the close button.PlayMuteCurrent Time 0:00/Duration 0:00Loaded: 0%Stream Type LIVESeek to live, currently playing liveLIVERemaining Time -0:00 Playback Rate1xFullscreenClose Modal DialogThis is a modal window. This modal can be closed by pressing the Escape key or activating the close button.The First Home Buyers Super Saver Scheme01:40 Related videos 01:40The First Home Buyers Super Saver Scheme01:25First home buyer struggles01:13Affordability Stamp Duty Changes03:25Auction Mornings – First home buyer01:07Tenant to Homeowner00:51Household DebtIn Queensland 28 per cent of respondents said finding the right property was the biggest stress, above finding the right mortgage 25 per cent.Many potential home buyers revealed they had to pay off existing debts before they could think about saving for and buying a home.More from newsMould, age, not enough to stop 17 bidders fighting for this home3 hours agoBuyers ‘crazy’ not to take govt freebies, says 28-yr-old investor3 hours ago“Worryingly, it’s the Millennials who had the greatest debt to pay — over $10,000 — while saving for a deposit, while those aged between 45 and 64 had the smallest debt, with 90 per cent of those in that age range needing to pay off less than $5,000,” Mr Keall said.The survey found a significant number (12 per cent) used money from their parents to help with the deposit.In Queensland 16 per cent of respondents relied on their parents for help.About 22 per cent also revealed the only way they could get into the market was to buy in conjunction with another person.last_img read more


first_img`CRISTIANO Ronaldo was named the world’s best male player at the 2017 Best FIFA Football Awards in London.The Real Madrid and Portugal forward beat Barcelona’s Lionel Messi and Paris St-Germain’s Neymar to the honour.Ronaldo, 32, helped Real to a Champions League-La Liga double in 2016-17.Lieke Martens of Barcelona and the Netherlands won best female player, Real Madrid’s Zinedine Zidane was named best men’s coach and Netherlands’ Sarina Wiegman the best female coach.Arsenal’s Olivier Giroud received the Puskas award for the best goal of 2017 for his ‘scorpion kick’ against Crystal Palace in January.Celtic won the fan award after they honoured the club’s 1967 ‘Lisbon Lions’ with a stunning 360-degree card display on the 50th anniversary of their historic European Cup win.It has been another hugely impressive year for Ronaldo, who won the inaugural Best FIFA Football Awards gong on the back of leading Portugal to victory at Euro 2016.This year he scored two goals in Real’s 4-1 win over Juventus in the Champions League final and also found the net 25 times in 29 appearances as his club won La Liga for the first time in five years.“We are in England for the first time, and I win it for the second consecutive time. This is a great moment for me,” Ronaldo told the ceremony audience at the London Palladium.(BBC Sport)`last_img

first_imgGroup CMorocco take a one-point lead over the Ivory Coast to west Africa for a pressure-packed showdown that will determine which of the countries goes to Russia.The pressure is on 2006/2010/2014 qualifiers Ivory Coast as they must win having been held 0-0 in Mali at the weekend and overtaken when Morocco thumped Gabon 3-0 in Casablanca.Morocco last competed at a World Cup in 1998 and are banking on France-born former Ivory Coast coach Herve Renard to end a run of four failed qualifying campaigns.Group DAlthough all four teams can come first, 2002 World Cup quarter-finalists Senegal are sitting pretty with a two-point lead and a game in hand over two challengers.The Senegalese need two points from away and home fixtures against bottom side South Africa to secure a second appearance at the global football showpiece.South Africa beat Senegal 2-1 last November only for the result to be annulled and a replay ordered when FIFA found Ghanaian referee Joseph Lamptey guilty of match manipulation.Group EEgypt snatched a dramatic 2-1 home win over Congo Brazzaville at the weekend to book a World Cup place 27 years after last featuring in the competition.Following many heart-breaking qualifying failures, the north Africans must have feared the worst when Congo levelled with two minutes of regular time left in Alexandria.But Liverpool star Mohamed Salah calmly converted a penalty five minutes into stoppage time to win the game and give Egypt an unassailable four-point advantage over Uganda.Share on: WhatsApp Pages: 1 2 Johannesburg, South Africa | AFP | Tunisia, Senegal and Morocco are well placed to complete in November the five-nation African line-up for the 2018 World Cup in Russia.Nigeria and Egypt secured places at the weekend with home victories over Zambia and Congo Brazzaville respectively, leaving eight countries hunting the other three slots.Tunisia or the Democratic Republic of Congo will qualify from Group A and Morocco or the Ivory Coast from Group C.All four Group D teams — Senegal, Burkina Faso, Cape Verde and South Africa — can win the mini-league.AFP sport analyses the Africa zone qualifying competition ahead of the final fixtures between November 6 and 14:Group ATunisia need one point from a home fixture against north African neighbours Libya to secure a fifth World Cup appearance and first since 2006.It is a task well withing the capabilities of the “Carthage Eagles”, who are unbeaten in five qualifiers while Libya have lost four.Should Tunisia suffer a shock loss and DR Congo defeat Guinea at home, first place will be decided by goal difference.Group BWhen Algeria, Cameroon, Nigeria and Zambia were placed together, no one could have imagined that the “group of death” would be settled before the final round.Algeria were the most impressive African performers at the 2014 World Cup, taking eventual champions Germany to extra time, and gritty Cameroon won the 2017 Africa Cup of Nations.But Nigeria made a flying start, taking six points from two matches while all their rivals stumbled, and were six points ahead of second-place Zambia when they sealed top spot.last_img read more