Potential first home buyers say they have other debts to pay off before they can think about taking on a mortgage. Picture: GettyDESPITE what many may think saving a deposit isn’t the most stressful part of buying a first home.A survey of first home buyers found trying to navigate and assess a complicated range of mortgages stressed them almost more than any other part of the process.And it was Queensland buyers who found it the harder than buyers in any other state according to the latest Homebuyer Barometer from homeloans.com.au.Spokesman Will Keall said navigating the maze of mortgages was overwhelming for many first home buyers.Video Player is loading.Play VideoPlayNext playlist itemMuteCurrent Time 0:00/Duration 1:40Loaded: 0%Stream Type LIVESeek to live, currently playing liveLIVERemaining Time -1:40 Playback Rate1xChaptersChaptersDescriptionsdescriptions off, selectedCaptionscaptions settings, opens captions settings dialogcaptions off, selectedQuality Levels720p720pHD540p540p360p360p270p270pAutoA, selectedAudio Trackdefault, selectedFullscreenThis is a modal window.Beginning of dialog window. Escape will cancel and close the window.TextColorWhiteBlackRedGreenBlueYellowMagentaCyanTransparencyOpaqueSemi-TransparentBackgroundColorBlackWhiteRedGreenBlueYellowMagentaCyanTransparencyOpaqueSemi-TransparentTransparentWindowColorBlackWhiteRedGreenBlueYellowMagentaCyanTransparencyTransparentSemi-TransparentOpaqueFont Size50%75%100%125%150%175%200%300%400%Text Edge StyleNoneRaisedDepressedUniformDropshadowFont FamilyProportional Sans-SerifMonospace Sans-SerifProportional SerifMonospace SerifCasualScriptSmall CapsReset restore all settings to the default valuesDoneClose Modal DialogEnd of dialog window.This is a modal window. This modal can be closed by pressing the Escape key or activating the close button.PlayMuteCurrent Time 0:00/Duration 0:00Loaded: 0%Stream Type LIVESeek to live, currently playing liveLIVERemaining Time -0:00 Playback Rate1xFullscreenClose Modal DialogThis is a modal window. This modal can be closed by pressing the Escape key or activating the close button.The First Home Buyers Super Saver Scheme01:40 Related videos 01:40The First Home Buyers Super Saver Scheme01:25First home buyer struggles01:13Affordability Stamp Duty Changes03:25Auction Mornings – First home buyer01:07Tenant to Homeowner00:51Household DebtIn Queensland 28 per cent of respondents said finding the right property was the biggest stress, above finding the right mortgage 25 per cent.Many potential home buyers revealed they had to pay off existing debts before they could think about saving for and buying a home.More from newsMould, age, not enough to stop 17 bidders fighting for this home3 hours agoBuyers ‘crazy’ not to take govt freebies, says 28-yr-old investor3 hours ago“Worryingly, it’s the Millennials who had the greatest debt to pay — over $10,000 — while saving for a deposit, while those aged between 45 and 64 had the smallest debt, with 90 per cent of those in that age range needing to pay off less than $5,000,” Mr Keall said.The survey found a significant number (12 per cent) used money from their parents to help with the deposit.In Queensland 16 per cent of respondents relied on their parents for help.About 22 per cent also revealed the only way they could get into the market was to buy in conjunction with another person.